Wealth management is the utilization of processes, services, and products to grow, protect, utilize and disseminate wealth. Effective wealth management requires a united team of professionals working together across multiple financial service industries. Heritage Family Offices incorporates financial advisors, Certified Financial Planners®, attorneys, Certified Public Accountants and insurance specialists to provide an all-encompassing approach to wealth management.

The importance of knowing what financial path you are on today should not be understated. As you navigate through life you are presented with countless choices and face many risks. You do your best to avoid risks and make the best choices possible, but the future is not clear, and you don’t always know if you’re making the right decision. The sooner you identify risks and the better informed you are, the clearer your financial path will be. Developing a comprehensive financial plan can provide peace of mind by helping you take actions today that will result in the lifestyle you want tomorrow. By working with a Heritage Financial Advisor and Planner, you will receive a fully custom and professionally developed financial plan tailored to your life. We will guide through identifying your financial goals, and help expose and resolve many of the hazards that can derail you from your desired path. Some of these risks include:

Possible Risks:

  • Inflation
  • Market Volatility
  • Withdrawal Rate
  • Legacy Transfer
  • Disability
  • Longevity
  • Education Expense
  • Taxation
  • Mortality
  • Long-Term Care

Financial Planning

Your financial plan serves as the foundation upon which we make recommendations, develop strategies, and provide advice.  Your life is constantly changing, therefore you financial plan must be dynamic. As we work together, we will continually monitor and update it as changes happen in your life.  We will regularly stress test the plan to make sure you are not over exposed to any specific risks as well as to make sure you remain on track to accomplish your goals. As you face financial decisions in the future we can illustrate the various outcomes and how they will affect your plan in order to help you make a well-informed decision.